Cannabis General Liability Coverage Created to Prevent and Cover Exposures

Coverage Made Specifically for Cannabis

TRICHOME™ products are designed to protect cannabis businesses’ product, liability, and loss of income in the event of exposure. The purpose of general liability insurance is to protect against liability claims for bodily injury and property damage. It’s intended to cover occurrences that do not stem from the cannabis product itself. Since cannabis regulations are historically undefined, businesses can have gaps in coverage if the insurers don’t thoroughly understand the business model. TRICHOME™ exists for the sustainability of the cannabis industry by delivering fairly priced and sustainable insurance products and coverages to cannabis businesses by employing an innovative captive-based model that maximizes risk management education, support, and expertise.

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General Liability Insurance Benefits for cannabis businesses


Coverage is made for exposures that do not stem from the cannabis product itself.

Protects businesses from exposures that would otherwise cost millions of dollars to cover.

General liability coverage is made with a cannabis operational understanding.

Policy add-ons available; Special Events Coverage, Employee Benefits Liability, and Hired, and Non-Owned Auto

Other insurance companies' general liability policies include exclusions buried in the fine print leaving cannabis businesses exposed to gaps in coverages. At TRICHOME™, our general liability policies offer coverages tailor-made for cannabis.

Cannabis General Liability Coverage Add-ons

Special Events Coverage

Employee Benefits Liability

Hired & Non-Owned Auto Liability

Cannabis General Liability That Covers You

The TRICHOME™ Process

TRICHOME™ is a captive insurance company for the entire cannabis vertical endorsed by the National Cannabis Risk Management Association (NCRMA) to support its members. Only NCRMA members can access TRICHOME’s cannabis insurance products offered and, as a result, benefit from more accurately priced premiums through the implementation of cannabis education, support, and expertise provided through the NCRMA membership. Because the TRICHOME™ products only cover risk-conscious businesses, losses occur less frequently with lower severity, which may result in lower premium charges for all members.

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