Our mission is to deliver fairly priced and sustainable insurance products and coverages to cannabis businesses by employing an innovative captive-based model that maximizes risk management education, support, and expertise.


Stores that legally sell cannabis products and accessories for both medical and adult-use.

Associated Grow Facilities

Licensed cultivation spaces that exclusively sell product to dispensaries of the same company.

TRICHOME™ proudly offers property, general premises liability and product liability. Coverage with these products will quickly expand up the cannabis vertical and include workers compensation and auto through 2021

About TRICHOME™ and the NCRMA™

The First Pure Captive Insurance Model in Cannabis

The National Cannabis Risk Management Association (NCRMA) is the only trade association that provides comprehensive and cost-effective risk management for the cannabis industry. The NCRMA’s vision is to offer innovative risk management services and educational resources that will enable members to thrive from seed to consumer in the emerging cannabis industry by helping to identify potential risks and threats. 

TRICHOME™ was established in 2020 and is the first risk-bearing captive insurance model in the cannabis industry to deliver the essential, industry-specific, and risk management anchored insurance products that the cannabis vertical needs to expand and sustain their business. TRICHOME ™ an NCRMA endorsed product, initially offers general liability, premises liability, product liability and property coverages for dispensaries and those with associated grow facilities.

Have you encountered these?

Why Captive Insurance?

The Trichome™ approach to cannabis insurance is different. By combining a pure captive insurance structure with innovative and focused cannabis risk management, Trichome™ offers the long-term sustainability desperately needed in cannabis. This powerful combination promises to deliver the financial reserves and premium and product stability necessary to assure a long term presence in the growing cannabis market.

Percentage of Cannabis Businesses Operating on a Cash Only Basis
Risk Bearing Insurers Offering Cannabis Coverage
Percentage of Insurance Inadequacy in US Cannabis
Pure Captive Insurance Companies in US Cannabis

“Risk management without insurance is incomplete but insurance without risk management is illogical.”

Get In Touch With Our Team


100 Allegheny Dr.
Warrendale, PA 15086

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Our Hours

MON-FRI 9:00am – 5:00pm

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